Download or read book Distribution Systems of Retail Investment Products Across the European Union written by and published by . This book was released on 2018 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The European Commission's mandate for the current executive period focuses on 10 top priorities, one of which is "Jobs, Growth and Investment", which aims at stimulating investment for the purpose of job creation. Since November 2014, an all-encompassing policy tool has been deployed to ensure that Europe achieves these objectives of creating a market with better jobs, sustainable growth and with strong, steady investment. This tool was meant to overcome and reverse the aftermath of the 2008-2012 financial crisis with its Investment Plan for Europe (the Plan). This Plan aims at mobilising circa 315 billion EUR in three years (2015-2017) to support and create investment in the real economy. To help create an investment friendly environment within the European Union, the Plan targets progress towards the Digital Single Market, the Energy Union and the Capital Markets Union. The Capital Markets Union is set to offer businesses greater choice of funding at different stages of their development and to provide more options and better returns for savers and retail investors. The acceleration towards completing the Capital Markets Union was further emphasized in the communication released by the European Commission following President Juncker's 2016 State of the Union address. Specifically affecting the retail investment market, the European Commission highlighted how "the CMU aims to put European savings to better use, improving the efficiency through which savers and borrowers are matched, and increasing the performance of the EU economy. Retail investor engagement is a critical challenge for the development of a stronger capital market in the EU. This requires greater confidence among retail investors, and transparency to help investors to make the right investment decisions".